Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
38409
Job Views
86

Job Description



Job Overview



  • Responsible for the Branch Growth, Profitability, Sales, Service and Personnel Management in line with assigned Budget and the Access Way


Job Responsibilities



  • Oversee EMS and other branch meetings

  • Regular environmental scanning to identify business opportunities.

  • Ensure collaboration amongst all units of the branch.

  • Ensure the branch has adequate work tools.

  • Ensure efficient and timely service delivery at all touchpoints in line with the bank’s service grid.

  • Drives branch budget.

  • Customer engagement (Physical and Virtual).

  • Review and recommend loans for approval

  • Manage loan portfolio.

  • Responsible for the teams Sales/Service plan.

  • Ensure the branch ambience is in line with the Bank's standard

  • Periodic review of direct reports

  • Prepare and present branch performance

  • Conduct business premises spot check


Key Performance Indicators

Daily Activities:



  • Review of outer business premises, civil guards dressing and ATM gallery.

  • Conduct EMS and review of daily volume report.

  • Review and confirmation on previous days performance of account officers.

  • Customer engagement (virtual) to Top 20 branch customers.

  • Visit identified 5 customers/prospects.

  • Monitor the CLOSA agents- their activity and overall performance.

  • Review of Pre-call memos

  • Review and recommendation of loans

  • Review and approval of branch expense.


Weekly Activities:



  • Participate in weekly cluster marketing storms/street mapping

  • Meeting with Branch Unit Heads.

  • Deployment and monitoring of the weekly floor manager.

  • Product knowledge sharing sessions.


Monthly Activities:



  • Loan Book Review.

  • Prepare and present Monthly Performance Review

  • Business premises spot check (Internal and External).


Skills / Knowledge / Requirements



  • A good First Degree in any discipline and a Master's degree. A professional qualification will be an added advantage

  • At least 6 years experience in sales, customer service, including at least 1 year in a supervisory role.

  • In-depth knowledge of retail policies, procedures, and branch operations.

  • Strong Credit/Financial Analysis Skills

  • Understanding of lending regulations.

  • Ability to influence, motivate, and train others

  • Problem solving skills.

  • Effective communication/Presentation skills

  • Good Interpersonal Skills

  • Conflict Management Skills

  • Managerial/Administrative Skills

  • Team building


Enablers:



  • Infopool Process Maker Mobile CRM

  • PowerBI Fintrak Credit360 Moneytor

  • pi360 Service Desk

  • Dynamics 365 CRM Self-Service Portal

  • Notification of imminent maturities (Risk Assets & FD),

  • Realtime notification of volume movement (N5m and above)


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