• Application Deadline: Thu, 27 Apr 2023 00:00:00 GMT
• Position: Field Credit Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Oyo


• City Ibadan


• Job Field Customer Care 
  

Job Role

• We are looking for a Credit Officer to facilitate savings, lending for our clients by assessing creditworthiness and processing relevant paperwork.


• Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when due while ensuring we comply with the law.

Responsibilities

• Review loan requests.


• Ensure clients are saving on daily basis.


• Assess clients’ financial status.


• Evaluate creditworthiness and risks.


• Contact clients to gather financial data and documentation.


• Analyze risks and approve or reject loan requests.


• Calculate financial ratios (e.g. credit scores and interest rates).


• Set up payment plans.


• Maintain updated records of loan applications.


• Follow up with clients about loan renewals.


• Monitor progress of existing loans.

Requirements / Qualifications

• Minimum of OND.


• Minimum of Two (2) years working experience as a Sales Representative or Marketer


• 22 to 30 years of age.


• Must be resident within Mokola/ Ring Road of Ibadan.


• Must be ready to resume immediately.


• Must have Good Communications skill.


• Strong negotiation & inter personal skills.


• Recovery of clients & Shops address


• Ability to patronised and multi task.


• High level of accuracy and attentions to details.


• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.