• Application Deadline:
• Position: Business Development Officer - SME


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

About the role

We are looking for an experienced Business Development Officer - SME who is responsible for acquiring & managing a loan portfolio of SME clients.  You will execute duties with the goal of optimizing the mix of Company sales and bad debt losses.

Responsibilities

• Acquisition and management of own SME loan portfolio, preferably short-tenor loans.


• Partner with Line Manager in developing weekly/monthly plans with regards to client mobilization and individual performance goals.


• Successfully initiate and partner with reputable organizations to facilitate lending to their customers.


• Maintain a good knowledge of assigned market geographical areas and understand clients' needs with competing products.


• Explain to clients the different types of loans and credit options that are available as well as the terms of those services for further cross-selling.


• Research and develop business opportunities within assigned geographical zones and engage in market research and impact studies upon request.


• Ensure each loan disbursed is in compliance with Carbon SME lending policies and procedures.


• Prepare and present reports as assigned by the Line Manager.


• Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine feasibility of granting loans.


• Ensure completeness of credit application and follow-up until loan disbursement.


• Undertake any other responsibilities as required in line with Carbon policies and procedures.

Requirements

• Minimum of 3 years working experience in the financial services industry with a strong track record in granting SME loans, preferably from a Fintech.


• BSc/BA in Finance and Banking, Accounting  or similar field


•  Communicator and persuasive with the ability to close SME loan deals in a timely manner


• A strategic thinker who looks beyond the obvious to solve problems and get results.


• Team leader, persuasive,  innovative, and analytical.


• Strong dedication to accuracy and efficiency

Recruitment process

• Call with People team


• Case Study ( Assessment)


• Interview

Benefits

• A great and upbeat work environment populated by a multinational team.


• Potential to work in different geographies.


• Health Insurance.


• Life Insurance


• Career development & Growth.


• We are advocates of work-life balance and offer a remote working option.