Savings Deposit Officer at La Fayette Microfinance Bank Limited, Advans Nigeria

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
40928
Job Views
120

Job Description



MAIN RESPONSIBILITIES


Savings and Deposit portfolio management



  • Prospect potential clients and follow up through regular contact with prospects.

  • Manage the relationship with clients in the portfolio to ensure maximum client’s satisfaction and retention.

  • Organize an efficient schedule that will allow regular meetings with clients and maximized performance.

  • Identify clients’ needs in order to cross-sell effectively.

  • Monitor the deposits of the clients under supervision.

  • Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.

  • Accordingly answer clients’ questions and complaints related to Advans LFMFB products and services.

  • Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.

  • Propose new products/services to management.


Organization and control



  • Ensure compliance of all operations performed with Advans policies and procedures.

  • Share information and best practices with other Deposit Officers.

  • Report all the issues related to the job to the Branch Manager and Deposit Team Leader.

  • Ensure all cash transactions are done according to Advans LFMFB policies and procedures.

  • Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.


Person Specification:



  • Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.

  • Minimum of three (3) years experience as a deposit sourcing staff in a financial institution preferably a commercial bank.

  • Good relationship and communication skills with strong team spirit

  • Strong analytical skills

  • Real motivation to work and grow in a performance-based environment

  • Taste for fieldwork


ADDITIONAL KNOWLEDGE / SKILLS REQUIRED



  • Practical knowledge of micro/small/medium businesses

  • Knowledge of microfinance bank sector is an advantage

  • Good writing skills and knowledge of major language in a locality


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