• Application Deadline: Thu, 11 May 2023 00:00:00 GMT
• Position: Portfolio Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 4 years


• Location Lagos


• City Ikeja


• Job Field Finance / Accounting / Audit 
  

Job Brief

• Portfolio Officer is responsible for underwriting, credit monitoring, and managing the Bank’s various loan portfolios to achieve efficiencies and quality of the process and related lending products and services.


• Sell loan products and meet loan production targets


• Perform business development tasks, including managing the pipeline by generating leads and referral business, and maintaining relationships with existing and past clients


• Meet and communicate with applicants to explain the risks and benefits, as well as the terms of loan products and government regulations


• Obtain relevant information and evaluate apllicants' financial status, including credit history, debt-to-income ratio, and appraisal reports, to determine recommendation for loan approval


• Ensure all necessary information and documentation is submitted


• Consistently deliver first-class customer service


• Follow up with customer on over due repayment (Recovery)


• Payments- to vendors, transfers to customers

Requirements and Skills

• BSc Degree in Finance, Economics or a related field


• 2 - 4 years work experience.


• Proven working experience as a Loan Officer


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices


• Excellent communication and interpersonal skills


• Customer satisfaction orientation and sales competencies


• Ability to work in a goal oriented environment