• Application Deadline: Fri, 21 Apr 2023 00:00:00 GMT
• Position: Loan Sales Executive


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Anambra


• Job Field Finance / Accounting / Audit 
  

Job Description

• The candidate will be tasked with the responsibility of selling various loan products.


• He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties & Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them


• Complete loan contracts and counsel clients on policies and restrictions


• Review loan agreements to ensure that they are complete and accurate according to policy


• Update account records, Compute payment schedules and transactions on ERP


• Confer with underwriters to aid in resolving loan application problems.


• Update job knowledge on types of loans and other financial services


• Assess customer needs, explore all options and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas


• Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualifications / Requirements

• BSc Degree in Finance, Economics, or a related field


• Proven working experience as a Loan Officer


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices


• Customer satisfaction orientation and sales competencies


• Ability to work in a goal-oriented environment and meet the set target

Skills / Competencies:

• Excellent communication and interpersonal skills


• Integrity and Analytical skills.


• Strong Negotiation and sales skills


• Proficient in MS packages and Software


• In-depth knowledge of computers, MS Packages, and banking software.