Commercial Banking Officer at Polaris Bank Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
41435
Job Views
76

Job Description



Who are we looking for:



  • We are currently sourcing for candidates to be recruited as Relationship Managers.

  • They will be engaged in the sales of financial services and products to customers, fostering and maintaining a healthy relationship between the Bank and its existing and prospective customers.

  • Engaging and organizing Marketing campaigns, marketing events, and promotional activities, maximize profits through the development of sales strategies that match consumer requirements as well as promote services, products and ideas.

  • Contributing in the implementation of marketing strategies.


JOB DESCRIPTION:



  • Liability and Income Generation

  • Analysis and Credit Presentation

  • Relationship Management

  • Understanding and Selling of Bank’s Products and Services

  • Achieve growth within the Key performance indicators; liability and risk asset generation, account opening, income generation, and E-banking product offering.

  • Evaluate credit worthiness of customers by processing loan applications and documentation

  • Monitor active loans and enforce collection and recoveries.

  • Ensure the achievement of all budget parameters.

  • Develop referral networks and cross-sell products and services.

  • Ensures a high level of customer satisfaction through excellent customer engagement and service delivery.

  • Actively seek out new sales opportunities through cold calling, networking and referrals.

  • Ensure resolution of complaints to maximize satisfaction and boost customer service experience.

  • Achieve a healthy portfolio and deposit mix.

  • Execute marketing strategy and develop marketing campaigns.

  • Ensures compliance with all internal policies and regulatory guidelines.


Preferred skills and experience/Requirements



  • Minimum of 3 years work experience in marketing role in a financial institution (preferably from a Commercial Bank).

  • Ability to create and distribute marketing strategies and organise campaigns

  • BSc/BA in Marketing, Business Administration, or a related field.

  • Candidates should have strong and effective communication and networking skills.

  • Strong writing and presentation skills will be essential.

  • Solid understanding of marketing techniques and principles as well as market research and statistical data analysis methods.

  • Knowledge of MS Office and marketing software (e.g. CRM, Dynamics, Excel).

  • In-depth knowledge of social media and web analytics.

  • Exemplary organizational and multitasking skills.

  • Outstanding communication and interpersonal skills.

  • Creativity and commercial awareness.

  • Strategic vision and sharp business acumen.

  • A team player with a customer-oriented approach.


Qualification: BA/BSc/HND, MBA/MSc/MA


Location: Abuja, Lagos, South-south, South-East, South West and North Central


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