• Application Deadline: Sun, 31 Jul 2022 00:00:00 GMT
• Position: Loan Officer - Retail / Consumer Lending


• Job Type Full Time


• Qualification BA/BSc/HND , OND


• Experience 2 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 

Location: Ikorodu Branch Office (Sabo / Agric / Idiroko / Ogolonto), Lagos

Job Description

• Identify Eligible customers for loan disbursement


• Get potential customers for and Mobilize deposit and fixed deposit


• Identify and understand the need of the Customer.


• Sell the company products proactively to new/prospective customers.


• Ensure timely submission of daily sales activity reports to Line Manager.


• Participate in weekly/monthly sales performance review meetings.


• Maintain accurate records of all sales activities, budget achievements and cross-sell referrals.


• Cross-sell all company products to Customer.


• Ensure accuracy of all company forms and documents executed by the Customer.


• participate in market storm and loan drive


• Ensure timely processing of all initiated Customer transactions, with specific emphasis on account opening


• Ensure customer meets set criteria before loan disbursement


• Ensure a strict KYC on customer before presenting for loan eligibility


• Ensure assigned sales target and budgets are met.


• Participate in tactical sales/marketing activities.


• Ensure all customers queries and inquiry are met on a timely bases.


• Provide customers with product details and features


• Selling and marketing of consumer and retail products


• Maintaining good customer relationship with old and new customers.

JOB Requirements

• Diploma / OND / HND in Marketing, Business Administration or Equivalent Experience in same field


• Proven working sales experience- 2 years and above.


• Must goal and target oriented


• The ability to retain important information·


• Must have a passion to learn and grow.


• Aggressive and passionate Sales person


• Good Telephone skill


• Must have worked in a Microfinance/Banking Institutions


• Must live within Job location


• Excellent networking skills.


• Strong negotiation skills.


• Effective communication skills.


• Exceptional customer service skills.


• Good knowledge of the Banking/Microfinance/Lending Institution


• Good knowledge of the usage of computer


• Time management and strong interpersonal skills


• Personal motivation, passion and goal-geter.


• Candidate should reside within Location.