• Application Deadline: Thu, 1 Jun 2023 00:00:00 GMT
• Position: Credit & Risk Manager


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 - 3 years


• Location Lagos


• Job Field Banking  , Finance / Accounting / Audit 
  

Job Description

• Review loan requests


• Acquisition and management of loan portfolio


• Assess the creditworthiness of current and prospective clients


• Determine the level of risk involved in lending to each client


• Perform the required monitoring of existing financial loans for compliance


• Calculate financial ratios to assess the financial health of prospective clients using CAM 


• Write recommendation reports to the credit committee and senior management for consideration


• Evaluate a client’s financial statements and credit reports to determine their ability to honor debt obligations.


• Ensure approved loan applications comply with the company’s lending criteria


• Identify discrepancies in credit files and reconcile them


• Contact clients to gather financial data and documentation


• Analyze risks and approve or reject loan requests


• Set up payment plans, Maintain updated records of loan applications


• Follow up with clients about loan renewals, Monitor progress of existing loans.


• Send monthly reports to credit bureaus.