Credit Officer(Ibadan) at Koloó

Job Overview

Location
Lagos, Oyo
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
4558
Job Views
108

Job Description



Job Description



  • Continually grow market share (specific to target market) by effective management of individual customer relationships

  • Market / sell Koloó product and service offerings to target customers

  • Create, manage and own risk assets, through a very thorough customer selection and controlled risk availment process without compromising portfolio profitability, and in compliance with management policies.

  • Define market-specific strategies.

  • Initiate credit requests that meet set risk acceptance criteria and target market definition.

  • Obtain adequate information in respect of each facility request/prospect to conduct preliminary credit screening.

  • Perform preliminary credit screening to confirm that facility requests meet Koloó’s target market and risk acceptance criteria.

  • Create credit facility proposals for individual/business credits within stipulated limits and guidelines as defined by risk management policies and procedures.

  • Manage risk exposures in line with approved risk management policies.

  • Develop and implement appropriate responses on a case-by-case basis to manage delinquency.

  • Proactively identify potential delinquency in existing exposures on a continuous basis and support the risk management function in ensuring efficient administration of all credit recovery activities.


Requirements



  • Candidates should possess a Bachelor's Degree / HND / OND qualification. 

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