Job Description
Responsibilities
- Analysing Community portfolio and repayment trends and laying down daily, weekly, monthly strategies to drive better collection rates from delinquent customers.
- Instantly resolving payment issues on the field or escalating to the relevant stakeholders.
- Track repayments and provide a weekly update to Line manager on-field interventions performed and results achieved, along with customer insights.
- Piloting and operationalizing collection processes necessary for ensuring better repayments and customer satisfaction.
- Working with Territory Sales Managers and LCPs to repossess products from delinquent customers on cases where direct intervention is required.
- Daily follow ups with TSMs and LCPs on customer repayment.
- Reporting any cases of product tampering observed in the field through the process and mechanism established by the Risk team.
- Training Agents (LCP/Ds) on dealing with repossessions and difficult customer collection issues.
- Identify Coralpay and Interswitch agents for easy repayment in assigned Communities.
Key Result Areas:
- Intervening in the field wherever the collection scores is at a low.
- Updating teritorial / regional leadership on collection exposures, weekly through follow-up repayment.
Educational Qualifications & Functional / Technical Skills
- Bachelor's Degree / Higher Diploma related to Finance, Community Development, Communication, Credit Risk Management or related fields.
- At least 2 years of work experience in a similar position with field experience and working with rural customers.
- Passionate about working in the field to drive collections, resolving issues and enhancing the customer experience.
- Strong experience from Microfinance / banking underground on Credit Collections is an added advantage.
- Customer service or process management experience
- Understanding of the principles of CRM and Customer Management.
- Understanding of the principles of Business Intelligence and Reporting
- Good interpersonal and relationship building skills.