• Application Deadline: Fri, 30 Jun 2023 00:00:00 GMT
• Position: Loan Marketer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Description

• The ideal candidate will have a passion for the business and a proven track record of achieving business growth and revenue targets.

Job Responsibilities 

• Market loan products and process loan applications for SME Customers


• The Loan Marketer will be responsible for driving business growth and increasing profitability. 


• They will develop and implement strategies to attract new customers, retain existing ones, and expand the portfolio of loan and investments.


• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans


• Determine all applicable ratios and metrics and set up loan payment plans


• Complete loan contracts and advice clients on policies and restrictions


• Opening loan applications, conducting loan analysis by visiting the business and household of clients


• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the internal credit procedures


• Presenting loan proposals to the credit/operation units and informing the client about the decision of the credit units


• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs


• Ensuring high-quality standards of the company's credit portfolio


• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Key Requirements:

• Bachelor's degree in Business Administration, Finance, Economics, or a related field


• At least 2 years of experience in business development, marketing of loans, or sales, preferably in the credit sector


• Sound Risk Management experience and can disburse/deliver a large Loan facility monthly with good success rate and track records.


• Ability to disburse SME Loans in large volumes without default.


• Ability to open an investment portfolios


• Experienced in repayment tracking and loan collection without a day default.


• Must be a goal getter and aggressive marketer


• Strong analytical skills and ability to use data to drive business decisions


• Excellent communication and interpersonal skills


• Proven track record of achieving business growth and revenue targets


• Ability to work independently and as part of a team


• Proficiency in Microsoft Office

Skills:

• Detailed and target-oriented.


• Excellent team spirit and communications skills.


• Excellent Human Relations and Interpersonal skills.


• Goal-oriented.


• Develop and implement business strategies that align with the company's goals and objectives.


• Identify and pursue new business opportunities.


• Build and maintain strong relationships with customers, partners, and stakeholders.


• Conduct market research to identify emerging trends, customer needs, and competitive threats.


• Develop marketing campaigns to promote the company's products and services.


• Monitor and analyze key performance indicators (KPIs) to measure the effectiveness of business development initiatives.


• Work with internal teams to ensure timely delivery of services and products to customers.


• Participate in industry events and conferences to stay up-to-date on industry trends and best practices.


• Prepare regular reports on business development activities and results.