• Application Deadline: Fri, 9 Jun 2023 00:00:00 GMT
• Position: Credit Audit Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 - 2 years


• Location Lagos


• City Victoria Island


• Job Field Finance / Accounting / Audit 
  

Job Requirements



Education

• A good University degree with a minimum of 2:2 in relevant discipline.


• Possession of an advanced degree or professional certificate will be considered an advantage.

Work Experience

• Minimum of 1-2 years working experience in Credit Audit of a commercial Bank and / or Audit Firm / Operations

Skills

• Banking Principles


• Computer appreciation (word- processing/Spreadsheet/PowerPoint


• Exposure to process re-engineering


• Excellent customer service orientation


• Interpersonal skill


• Independent minded


• Supervisory


• Investigative skills


• Report writing/ Fraud Investigation skill


• Analytical/problem solving skill

Knowledge

• Strong knowledge of banking operations, audit, products & customer segmentation


• Strong accounting knowledge


• Fraud and operational risk knowledge

Personalities and attributes

• Paying attention to details


• Lean towards solution providing


• Positive “can do” attitude


• Effective communication


• Perseverance


• Goal driven and result- oriented


• Leadership


• Team-spirit


• Integrity, trustworthiness and innovative


• Entrepreneurship

Job Description



Specific Roles and Responsibilities



PROCESS

• Review of head office units and departments’ activities and ensure exceptions are properly reported and regularized.


• Ensure compliance with the bank’s policy and procedure.


• Ensure compliance with regulatory requirements.


• Ensure adherence to audit program in carrying out audit functions.


• Ensure that open items in Head Office GL accounts are current and reflect the true nature of the transactions recorded therein.


• Ensure prompt resolution of open issues in previous audit reports, management letter, regulatory reports and other statutory examiners’ reports involving head office units.


• Ensure prompt rendition of audit sub-reports to the Team Lead.


• Monitor compliance with credit policies and procedures.


• Ascertain completeness of credit documentations, to ensure that proper security documents for credits are in place and collaterals are adequate in lending units.


• Review and ensure risk assets comply with product, management and regulatory requirements


• Review risk assets and deposits in relation to budget and/or industry standard.


• Review loan loss provision in respect of reviewed facilities.


• Articulate policies and procedures in line with developments in order to achieve zero fraud level.


• Maintain proper records of audit working papers for the bank for reference purpose and to meet the requirements of external auditors and regulators.


• Carry out spot checks and investigation activities.


• Prepare quality audit reports based on audit observations and evidence.


• Carry out any other function as may be assigned by the Team Lead.