• Application Deadline: Thu, 31 Aug 2023 00:00:00 GMT
• Position: Credit Risk Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 5 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

JOB REQUIREMENTS:

• Minimum Required Experience: 3years


• Minimum Qualification: BSc in Banking & Finance, Business Administration, Risk Management, Accounting, Economics, Management or any related discipline. Postgraduate degree and professional certification are beneficial.

JOB DESCRIPTION

• Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan


• Reviewing financial statements to determine the company’s ability to repay its debts


• Analysing financial data to assess risk exposure and recommend solutions


• Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation


• Communicating findings with other team members within the lending institution or other parties involved in the decision-making process


• Monitoring loans to detect signs of financial distress or possible fraud


• Preparing monthly reports of risk assessments by summarizing and analysing loan performance


•  Updating loan policy on a periodic basis


• Preparing monthly reports for credit bureau and insurance updates.


• Other duties that may be assigned.

REQUIRED SKILLS:

• Technical acumen;


• Problem-solving and decision-making abilities;


• Analytical skills and a good eye for detail;


• Ability to multi-task;


• Planning and organisation skills;


• Negotiation skills and the ability to influence people;


• Good communication and presentation skills;


• Commercial awareness;


• Numerical skills and the ability to evaluate costs; 


• Ability to understand broad business issues.