• Application Deadline: Tue, 18 Jul 2023 00:00:00 GMT
• Position: Trainee Loan Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Delta , Imo


• Job Field Sales / Marketing / Retail / Business Development 
  

REFCODE:  TLO/credit/jul/OW/2023

Main Responsibilities:

• Creating and Managing owned Loan portfolio


• Conducting direct promotion and/or other marketing activities on regular basis


• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients


• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures


• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee


• Arranging the disbursement in collaboration with Back Office and client


• Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs


• Ensuring high quality standards of the bank’s credit portfolio


• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

• Minimum educational qualification of B.Sc./HND


• Basic knowledge of financial mathematics & Accounting


• Basic computer skills and mobile Application


• Detailed and target oriented.


• Good team spirit


• Self-motivated and industrious individuals who like to work outdoor.


• Excellent analytical skills


• Ability to disburse small and medium sized loans to MICRO BUSINESSES.