Zonal Manager (M / F) at Alert Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
52338
Job Views
78

Job Description



Job Description



  • As a Zonal Manager, your main responsibility is to supervise and support regional activities to achieve profitability and productivity in every branch within the region.

  • You will also ensure full compliance with Alert policies and procedures.


The role involves various tasks and responsibilities, including:



  • Participate in branch expansion, internal and external recruitment, brand management, and business development activities.

  • Train and supervise branch operations staff, ensuring adherence to internal processes and procedures for an efficient and effective workforce.

  • Implement policies, procedures, standards, and processes in the branches of the zone.

  • Ensure continuous adherence to defined operations policies within the branches.

  • Build, develop, and manage the loan and saving portfolio of the zone.

  • Participate in recovery efforts and ensure the recovery process is respected by all branches in the zone.

  • Represent operations management in the zone.

  • Approve loan files within the limit assigned by Management.

  • Ensure regional managers and branch management provide maximum support to their subordinates for better productivity.

  • Conduct periodic assessments of client service for an enhanced Alert client experience.

  • Ensure all branches in the zone are profitable according to the budget.

  • Play a key role in creating a conducive working environment for staff progress.

  • Coordinate with all other departments to ensure branches in the zone receive necessary support for smooth operations.

  • Provide regular reports on the effectiveness and efficiency of operations activities, portfolio status at the branches, to aid management in analysis and decision making.

  • Ensure accurate records are maintained and necessary reports are generated on time.

  • Support the handling of customer complaints according to different levels of authorization.

  • Present new opportunities for product development and business partnerships on a regular basis to foster business growth.

  • Review audit reports of all assigned branches, ensuring minimal error rates and prompt resolution of audit issues.

  • Develop training manuals to educate staff under your supervision on prevalent audit matters/issues to curtail recurrence.

  • Review operational risk of the bank to ensure compliance with internal and external regulations.

  • Coordinate and manage the activities of the head office/operations management in the zone.

  • Supervise other staff assigned to the zone.

  • Participate in branch expansion, brand management, and business development activities within the region.

  • Carry out all other activities assigned from time to time.


Competency / Skill Requirements

To excel in this role, the following competencies and skills are required:



  • Candidates should possess a Graduate Degree

  • Minimum of 5 years experience

  • Ability to manage 7x24 operations for banking and transaction processing.

  • Result-oriented mindset with a focus on achieving goals and objectives.

  • Good working knowledge of operations banking processes.

  • Strong customer relationship management skills.

  • Business performance management abilities.

  • Strong negotiation skills and business judgment.

  • Strong organizational skills.

  • Problem-solving capabilities.

  • Proficiency in using Microsoft Office tools.

  • Leadership skills to effectively guide and motivate a team.

  • Financial analysis and interpretation skills.

  • Interpersonal skills for building relationships and effective communication.

  • Excellent written and oral communication skills.

  • Results-oriented mindset.

  • Proactive and responsive attitude.

  • Service orientation, ensuring excellent customer service.

  • Minimum position before new role- Regional Manager supervising many branches or Branch Manager of over 8 years.

  • Knowledge of Lagos and southwest Nigeria.

  • Must have driving ability

  • Must have an International passport to enable foreign trips.


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