• Application Deadline:
• Position: Credit Officers


• Job Type Full Time


• Qualification BA/BSc/HND , OND


• Experience


• Location Kogi , Osun


• Job Field Finance / Accounting / Audit 
  


• Salary Range ₦50,000 - ₦100,000/month
  

Job Description

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.


• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.


• Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when due while ensuring we comply with the law

Responsibilities

• Review loan requests


• Assess clients’ financial status


• Evaluate creditworthiness and risks


• Contact clients to gather financial data and documentation


• Analyze risks and approve or reject loan requests


• Calculate financial ratios (e.g. credit scores and interest rates)


• Set up payment plans


• Maintain updated records of loan applications


• Follow up with clients about loan renewals


• Monitor progress of existing loans.

Requirements

• Candidates should possess a B.Sc, HND, NCE or OND qualification.