Trainee Loan Officer at AB Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
53140
Job Views
109

Job Description



Main Responsibilities



  • Creating and Managing owned Loan portfolio

  • Conducting direct promotion and/or other marketing activities on regular basis

  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients

  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee

  • Arranging the disbursement in collaboration with Back Office and client

  • Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs

  • Ensuring high-quality standards of the bank’s credit portfolio

  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.


Requirements



  • Minimum educational qualification of B.Sc / HND

  • Basic knowledge of financial mathematics & Accounting

  • Basic computer skills and mobile Application

  • Detailed and target oriented.

  • Good team spirit

  • Self-motivated and industrious individuals who like to work outdoor.

  • Excellent analytical skills

  • Ability to disburse small and medium-sized loans to MICRO BUSINESSES.


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