• Application Deadline: Mon, 21 Aug 2023 00:00:00 GMT
• Position: Credit Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Rivers


• Job Field Finance / Accounting / Audit 
  

Job Brief

• We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.


• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.


• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

• Review loan requests.


• Assess clients’ financial status.


• Evaluate creditworthiness and risks.


• Contact clients to gather financial data and documentation.


• Analyze risks and approve or reject loan requests.


• Calculate financial ratios (e.g. credit scores and interest rates).


• Set up payment plans.


• Maintain updated records of loan applications.


• Follow up with clients about loan renewals.


• Monitor progress of existing loans.

Requirements

• Candidates should possess an HND / B.Sc in Banking and Finance, Economics or related field.


• Minimum of 2 years work experience.


• Proven work experience as a Credit Officer, Loan Officer or similar role.


• Hands-on experience with lending procedures and products.


• Ability to create and process financial spreadsheets.


• Strong analytical skills.


• Customer service experience