• Application Deadline: Tue, 31 May 2022 00:00:00 GMT
• Position: Team Member, Credit Audit


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 5 years


• Location Lagos


• Job Field Banking 
  

Job Objective(s)

• To provide an independent assessment of the Credit Risk Management process of the bank with the aim of ascertaining and reporting on the extent of compliance with; the credit philosophy, credit planning process, credit approval and management system, responsibility and disciplinary processes.


• Also ascertaining and reporting on the extent of compliance of the bank’s credit risk management philosophies and strategies with international best practices and with relevant regulatory guidelines.

Responsibilities

• Preparation of yearly audit plan for branches in the zone.


• Take part in the assessment and expression of opinion on the adequacy of controls.


• Take part in the assessment and evaluation of the operational process


• Conduct of full audit for various business offices within the area of coverage.


• Conduct of spot checks on high and medium rated business offices.


• Conduct periodic cash audit on vaults and ATMs.


• Take part in the rating and assessment and assigning audit ratings to the auditee.


• Highlight pervasive audit issues that portend dangers for losses.


• Recommend improvements, in the course of the audit, for business and operational processes with overall objective to improve timeliness, accuracy, reliability and quality standards in products and services.


• Conduct Policy Awareness, Fraud Assessment and Sensitivity in office visited to further drive fraud reduction.


• To drive/encourage staff positive behaviours in the noted areas.


• Perform other duties as assigned by the Team Lead.


• To also work with the subsidiaries as necessary.

Qualifications

• First Degree in Accounting, Banking & Finance, and any related numerate fields.


• Professional qualification e.g. ACA, ACCA, ACIB will be an advantage.


• 3-5 years in audit or related experience.

Candidate's Profile:

• Our ideal candidate must have good knowledge of auditing in a financial service industry. Must have excellent analytical skills, pay attention to details, have good communication skills (Written & Oral).

Knowledge & Skills Required:

• Average to good knowledge of credit analysis.


• Have a sound knowledge of the bank’s credit policy, systems and products.


• Sound knowledge of the Banking Operations and Internal Controls.


• Good Understanding of the Nigerian Banking Industry.


• Knowledge of CBN’s policies and the business environment.


• Critical thinking.


• Intermediate Microsoft Office Suite Skills.


• Good communication skills (Oral & Written).


• Good analytical skills.


• Good interpersonal skills.

What We Expect From You:

• High degree of professional ethics, integrity and responsibility.


• Highly organised, proactive, ability to work independently and take ownership of tasks assigned.


• Team player with ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship.


• High sense of confidentiality and discreteness.

What You Should Expect From Us:

• Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.


• Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.


• Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.