• Application Deadline: Tue, 31 Oct 2023 00:00:00 GMT
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 6 years


• Location Lagos


• City Marina


• Job Field Finance / Accounting / Audit 
  

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.


• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional)


• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above


• Booking of loans in line with the credit policy and approved terms and conditions.


• Proper documentation and updating of the loan files.


• Collaborating with branches to achieve budgets on risk assets creation.


• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal


• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.


• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.


• Performing any other function as may be assigned by the Bank’s Management and Group Executives.

Qualifications

• Candidates should possess a Bachelor's Degree with 3 - 6 years relevant work experience.