Job Description
Mission
- Recover bad debts from debtors who show unwillingness to pay back the loan taken.
- Conduct regular review and visits to clients with outstanding loan portfolios at risk.
- Daily review of all the outstanding and overdue loan clients.
- Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
- Recovery of classified loans.
- Initiates process to prosecute hard core debtors in line with guiding bank policy,
- Negotiate work out plans with willing debtors.
- Liaise with branches to manage and monitor non - performing loans.
- Any other responsibilities that may be assigned by the immediate supervisor.
Required Skills / Experience
- Candidates should possess an HND or B.Sc Degree
- 1 - 3 Years of experience in Recovery in a Microfinance Institution
- Fluent in English and Hausa or Yoruba (spoken and written)
- Strong negotiation
- Articulate and result oriented
- High level of integrity
- Accurate, organised and motivated
- Previous loan recovery experience