Relationship Officer at County Finance Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
58638
Job Views
93

Job Description



Job Objective



  • To establish and maintain positive customer relationships towards the growth of revenue for the company.


Duties & Responsibilities



  • Approach customers to win new business

  • To book quality loans and monitor for effective and efficient performance of such loans

  • Coordinating sales efforts with marketing programs.

  • Conduct daily meetings with the marketing team, carrying out reviews on the previous day's activities and jointly plan for the week ahead.

  • Ability to identify an acceptable level of lending risk, in line with the company’s risk appetite statement, and to maximize profit from that transaction.

  • Handles customer complaints and solves problems

  • Engaging customers on the company’s products and services.

  • Meet with existing customers to strengthen business relationships to increase the financial growth of the company.

  • Aggressively market the company’s products to ensure favourable market response and optimum build-up of revenue.

  • Implement marketing strategies/programs laid out by the company to boost profit.

  • Listen to customer requirements and present appropriately to make a sale.

  • Achieve set disbursement targets and investment deals from Private, Public, Individuals, and corporations.

  • Prepare documentation on the creation of risk assets to increase business office profitability

  • Sell / Cross-sell and upsell the company’s products.

  • Market the brand.

  • Perform other related duties as assigned by the management.


Expected Outcomes:



  • Delivery of all Set Financial targets.

  • Achievement of disbursement target.

  • Customer Service Delivery – Customer Satisfaction rating.


Educational Qualification



  • First Degree in any relevant course of study with a minimum qualification of Second Class Lower.

  • The ideal candidates must be based within these locations and must currently work at a commercial bank in Relationship Management for Ogba (1-3 years) and Ikorodu (minimum of 1 year) experience required.


The ideal candidates must also be conversant with the following:



  • Finance house operations, policies and procedures

  • Good knowledge of the Finance house products and services.

  • Business development and acquisition

  • Marketing, Selling, and Cross-Selling

  • Knowledge of current business trends and CBN Regulatory laws.


Desired Skills:



  • Ability to evaluate the needs of customers and determine what products or services would best serve those needs

  • Good interpersonal skills

  • Excellent Communication skills (written and oral)

  • Marketing and Selling skills

  • Leadership and negotiation skills

  • Good Relationship management skills

  • Confident and must possess excellent networking skills.


Behavioural Expectations:



  • High degree of professional ethics, integrity, and responsibility

  • Highly organized, proactive, ability to work independently and take ownership of tasks assigned

  • Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship

  • High sense of confidentiality and discreteness.

  • To book quality loans and monitor for effective and efficient performance of such loans

  • Coordinating sales efforts with the marketing program.

  • Conduct daily meetings with the business development team, carrying out reviews on the previous day's activities and jointly planning for the week ahead.

  • Ability to identify an acceptable level of lending risk, in line with the company’s risk appetite statement, and to maximize profit from that transaction.

  • Handles customer complaints and solves problems

  • Engaging customers on the company’s products and services.

  • Approach and sign on new customers


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