• Application Deadline: Fri, 15 Sep 2023 00:00:00 GMT
• Position: Credit Portfolio Mgt & Reporting Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 5 years


• Location Lagos


• Job Field Banking 
  

Job Description

The ideal candidate must be able to perform the underlisted functions.

• Daily spooling of the credit portfolio and reconciliation/proofing of the list with the risk asset GLs.


• Periodic appraisal of the Bank’s credit portfolio to ascertain the quality of the portfolio using both NGAAP and IFRS approaches.


• Periodic appraisal of the adequacy of the Bank’s loan loss provision (IFRS)


• Periodic computation of Impairment using the Bank’s IFRS 9 models


• Preparation of periodic and adhoc impairment and performance reports to relevant stake holders


• Weekly preparation of the portfolio concentration reports


• Preparation and analyses of the Monthly Credit Report (Power Point)


• Preparation and analyses of the Monthly Business segment Credit reports (Power Point)


• Preparation of weekly, monthly, quarterly, bi-annual, annual, and ad-hoc Group reports within stipulated deadlines in line prescribed formats and stipulated deadlines


• Preparation and analyses of periodic Board reports


• Active involvement in the periodic stress testing process


• Active involvement in periodic ICAAP and RRP process


• Active involvement in the preparation of the Credit Portfolio plan and Target Market documentation.


• Actively involved in the End to End IFRS Impairment process and maintenance of the IFRS 9 models


• Periodic review of the portfolio with the view to identifying accounts eligible from write-offs/transfer to memorandum.


• Other portfolio monitoring and review related duties and as assigned by the Supervisor.


• Management of the Intervention funds process and reporting (i.e. CBN, BOI, etc.)


• Preparation and submission of the Monthly Regulatory CAR reports.


• Active collaboration with Finance to resolve all unreconciled issues concerning the reports sent.


• Collation of documents and information required by regulators and auditors during examinations and audits.


• CRMS reference number generation for new credits, monthly submission, and update


• Monthly Credit bureau data extraction and submission.


• Preparation and triggering accounts for Global Standing Instruction (GSI) quarterly.


• Private Credit Bureau checks for new credits.

Work Experience

• Good knowledge of credit risk management and loan administration.


• Has good understanding of the Bank’s credit culture.


• Excel spreadsheet, SQL


• Applications & other support applications


• Good knowledge of Core banking application


• Good Knowledge of Banking and Financial environment


• Knowledge of CBN Regulations, BASEL and IFRS 9 requirements


• Minimum of 2 - 5 years banking experience