• Application Deadline:
• Position: Loan Officer


• Job Type Full Time


• Qualification BA/BSc/HND , OND


• Experience


• Location Lagos


• Job Field Customer Care 
  

About the job

• Evaluate loan applications and conduct thorough credit analysis to determine borrowers' eligibility and creditworthiness.


• Assess financial documents, credit reports, and collateral valuations to make informed lending decisions.


• Structure loan products and terms based on client's needs, risk assessment, and internal policies.


• Present loan proposals to credit committees, providing comprehensive analysis and recommendations.


• Maintain and manage loan portfolios, ensuring timely repayment and proactively addressing any delinquencies or defaults.


• Develop and maintain strong relationships with clients, providing personalized financial guidance and solutions.


• Collaborate with cross-functional teams, including underwriters, legal, and compliance, to ensure loan processes adhere to regulatory requirements and internal policies.


• Stay updated on market trends, industry regulations, and changes in lending practices to mitigate risks and identify new business opportunities.


• Conduct regular financial reviews and assessments of existing loan accounts to identify potential risks and propose necessary modifications.


• Provide exceptional customer service, addressing client inquiries, and concerns, and providing guidance throughout the loan application and approval process.

JOB REQUIREMENT

• ND/HND/Bachelor's degree in Finance, Business Administration, or a related field.


• Proven experience as a Loan Officer, Credit Officer, or similar role in the financial services industry.


• In-depth knowledge of lending principles, credit analysis, and loan structuring.