• Application Deadline: Sat, 30 Sep 2023 00:00:00 GMT
• Position: Credit Risk Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Lagos


• City Ikeja


• Job Field Sales / Marketing / Retail / Business Development 
  

Description 

• Oversee the underwriting of all the company's loan types while adhering to all Regulations;


• Receive and research new regulations, policies and procedures and implement them;


• Review of credit policy overtime to reflect recent trends in the industry


• Be actively involved in the designing of the company’s product to advise on potential risks


• Oversee Departmental Budgeting and expenditure control


• Supervision of all underwriting activities of the company for all its branches


• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.


• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.


• Create innovative credit evaluation processes and systems.


• Oversee the preparation of statutory reports.


• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the company’s risk budget.


• Oversee Portfolio management & reporting.


• Conduct regular training of sales staff on new developments in risk management.

Requriements

• Interested candidates should possess a Bachelor's Degree in relevant fields with 3 years work experience