Job Description
Office Location: Akoko South East, Ondo
Job Summary
- Job holder would be responsible for processing large loans within the banks limits to prospect individual and corporate clients.
Main Responsibilities
- Source for new individual and corporate clients via direct promotion and assist prospect client with loan application. • Presentation of loan proposals to credit committee.
- Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
- Optimizing financial results by cross-selling activities.
- Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
- In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
- Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower