Loan Officer at ESBI Entrepreneurs - Loan Officer

Job Overview

Location
Lagos, Ondo
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
63774
Job Views
110

Job Description



Office Location: Akoko South East, Ondo


Job Summary



  • Job holder would be responsible for processing large loans within the banks limits to prospect individual and corporate clients.


Main Responsibilities



  • Source for new individual and corporate clients via direct promotion and assist prospect client with loan application. • Presentation of loan proposals to credit committee.

  • Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).

  • Optimizing financial results by cross-selling activities.

  • Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.

  • In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.

  • Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower


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