• Application Deadline:
• Position: Senior Banking Officer - Relationship Management


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 - 10 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Main Responsibilities

• Source for new individual and corporate clients via direct promotion and assist prospect clients with loan application.


• Presentation of loan proposals to the credit committee.


• Portfolio Management with full responsibility for its growth and quality monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities.


• Optimizing financial results by cross-selling activities.


• Assuring long-term relationships Relationship Management through high client satisfaction, reaching a high ratio of revolving clients.


• In-depth assessment of loan applications and collection of detailed information personal, business, and guarantees in preparation of loan proposals.


• Analyze and interpret the financial statements of businesses with the use of Microsoft Excel to access the repayment capacity and financial soundness of the borrower.

Requirements

• Minimum of B.Sc / HND in any discipline.


• 5 - 10 years SME lending experience, preferably in a commercial bank.


• Ability to work with minimum supervision.


• Target-driven and result-oriented.


• Attentive to details.


• Excellent communication skills and ability to work collaboratively with others.


• Ability to multitask and manage time efficiently.


• Proficiency in MS Office Suite, including Excel and Word.


• A strong understanding of small and medium-sized enterprises and their financial needs.


• Familiarity with local laws and regulations governing microfinance banks in Nigeria.


• Ability to provide professional services to HIGH NET WORTH CLIENTS.


• Demonstrate good self-esteem and confidence.


• Strong analytical and financial skills with a focus on cash flow analysis and forecasting.


• Excellent interpersonal, communication, and presentation skills.