Credit Admin Officer at Personal Trust Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
2 years ago

Additional Details

Job ID
65650
Job Views
153

Job Description



Job Summary



  • The Credit Admin Officer is responsible for all credit administration functions in the department.

  • The jobholder ensures credit file documentation is in line with product paper and in compliance with the credit policy.


Duties and responsibilities



  • Maintains registers and records of outgoing and incoming credit documents and collateral

  • Serves as a liaison between staff and the credit department

  • Responsible for the preparation of all credit-related letters and correspondence

  • Develop and maintain a filing and archiving system

  • Provides support to the legal, recovery, compliance and operations departments on credit-related request and enquiries

  • Receive and keep of all security documents in conjunction with the legal department

  • Perform credit status inquiry and interface with Credit Bureau

  • Daily monitor the credit portfolio and evaluate the risk of potential default while recommending solutions to the loan recovery team

  • Provides weekly collection and payment schedules to marketers while ensuring prompt and timely repayments as per schedule

  • Identify and escalate repayment irregularities for further management action

  • Research and evaluate credit applicant's financial status, references, credit and

  • Any other responsibility assigned by Management


Qualifications



  • HND / B.Sc in Accounting, Finance, Statistics or any related field

  • Evidence of completion or exemption from NYSC


Experience:



  • Demonstrated experience as a credit administrator or monitoring officer in a financial institution.


Skills:



  • Excellent administrative skills

  • Strong communication and interpersonal skills (including writing and speaking)

  • Strong financial analysis skills with the ability to prioritize and manage workflow under strict deadlines

  • Highly organized and detail-oriented

  • Proficient in the use of MS Office Suite.

  • Ability to multi task and handle pressure.


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