This role sets up, implements, drives, and continuously improves portfolio management & optimization, business intelligence, reporting, actionable intel, quantitative research & insights, and data management for Personal Banking.
It provides direction to Personal Banking on portfolio profitability principles & practices, client pricing, and client commercialization.
Responsibilities
Provides input into the development of the Personal Banking strategy, value propositions and related country strategies.
Defines and tracks key success metrics across segment.
Partners with segment to understand unique metric requirements for Personal Banking and drives adoption in client value proposition development.
Consults and partners with segment on beyond banking initiative led revenue opportunities in Personal Banking segment.
Provides input into Personal Banking segment teams based on new opportunities identified that would solve life problems for clients.
Stays abreast of market, economic, and competitive developments, news, and trends and disseminates the information with the broader CHNW team as applicable.
Measures, tracks, and optimizes the end-to-end client lifecycle at a portfolio-level, from sales to onboarding to entrenchment and retention.
Verifies and implements parameters for key trade-offs decisions at client level (i.e. risk appetite, pricing, etc.).
Verifies that the design and development of the Personal Banking segment’s objectives are achieved within prudent market risk and conduct parameters.
Monitors and adheres to overall risk management and governance standards for the continued sustainability of the segment.
Ensures appropriate recovery and resolution plans to protect the segment from any untoward event.
Manages implementation the Personal Banking success metrics, which include client level pricing framework, behavioral metrics and data and reporting model and metrics.
Builds and maintains reporting and analytical applications across country to enable optimal decision making.
Partners with the Data, Finance, and Personalization teams to ensure consistent definitions and data sources, data quality, appropriate access controls, and data inputs respectively.
Gathers and utilizes internal and external data as input into the building of the client management metrics toolbox; framework needs to be easily understood, user friendly, accessible through multiple channels (e.g., USSD, App, IB, etc.) and customisable for segment.
Qualifications
Bachelor's degree in related field
5+ years' of experience in related industry
Proficient in Microsoft Office suite
Experience with developing analytical applications, applying insights to client base management (entrenchment, retention, optimisation). Data management experience.