• Application Deadline: Wed, 31 Jan 2024 00:00:00 GMT
• Position: Account Officers


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 0 - 1 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  


• Salary Range ₦300,000 - ₦400,000/month
  

Job Responsibilities

• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default


• Liaise with community organizations, business associations, and individual entrepreneurs


• Identify potential clients


• Correctly complete loan application and evaluation process


• Arrange and undertake business site visits


• Verify and cross-check all information relevant to the loan application and evaluation


• Evaluate the willingness and capacity to repay of the client


• Ensure an appropriate guarantee is in place and documented


• Determine and present loan terms and conditions to credit committee


• Participate in credit committees providing input on other members? loan proposals


• Prepare and present own loan proposals to credit committee


• Develop relationship with each client to support the business success and cultivate loyalty


• Monitor client business progress to identify any potential problems


• Offer suggestions and referrals where appropriate and within company policy


• Demonstrate a concern and build client rapport


• Implement late repayment recovery procedures of GruvyVest Finance


• Achieve and maintain targets on portfolio at risk and loan loss


• Emphasize the importance of on-time repayment with clients


• Monitor repayment reports daily and client behavior patterns


• Become knowledgeable and known in the assigned geographic zone


• Build rapport with community, business associations and leaders


• Be known and visible in the community