• Application Deadline:
• Position: SME Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Abuja


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Overview

• We are seeking a dynamic and results-driven SME Officer to join our team. The ideal candidate will play a pivotal role in supporting and enhancing the financial health of small and medium-sized enterprises (SMEs).


• The SME Officer will be responsible for financial analysis, relationship management, and providing strategic guidance to our SME clients.

Responsibilities

• Conduct comprehensive financial analysis for SME clients, including cash flow projections, risk assessments, and profitability analysis.


• Build and maintain strong relationships with SME clients, acting as a primary point of contact for their financial needs.


• Collaborate with internal teams to develop tailored financial solutions that address the unique challenges and opportunities faced by SME clients.


• Assist in the development and implementation of financial strategies to optimize SME clients' financial performance.


• Stay informed about industry trends, regulatory changes, and market conditions affecting SMEs to provide proactive and relevant advice.


• Evaluate creditworthiness and assess loan applications from SME clients, ensuring adherence to risk management guidelines.


• Monitor and analyze the financial performance of assigned SME portfolios, identifying areas for improvement and growth.


• Provide ongoing financial education and support to SME clients, helping them make informed business decisions.


• Prepare and present financial reports, recommendations, and insights to internal stakeholders and SME clients.


• Collaborate with cross-functional teams to contribute to the overall success of the SME business segment.

Qualifications

• Bachelor's Degree in Finance, Business Administration, or a related field.


• Proven experience in financial analysis, preferably with a focus on SMEs.


• Strong understanding of small and medium-sized enterprise operations and financial challenges.


• Excellent relationship management and communication skills.


• Ability to assess and mitigate financial risks.


• Proficient in financial modeling and analysis tools.


• Knowledge of regulatory requirements related to SME financial services.


• Strategic thinking and problem-solving abilities.


• Detail-oriented with a commitment to accuracy and excellence.


• Team player with the ability to collaborate effectively across departments.