Head of Operations / Accounts at Bridgeway Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
6979
Job Views
97

Job Description



Job Description



  • Provide service to customers and prospective customers seeking loans. Extend credit to individuals through a variety of loan programs and completing and processing loan applications.

  • Be responsible for the retention and maintenance of existing accounts as well as developing awareness of additional sales/service activities.

  • Develop additional business through building relationships with auto or retail sales dealers and networking within the community.

  • Consistently review and develop action plans for delinquent loan accounts including initiating customer contacts, negotiating extensions of refinancing, and collecting payments due.

  • Manage collection activities including consulting with customers on loan payments for past due accounts.

  • Demonstrate consistent and effective leadership through the supervision and development of Branch employees to achieve Branch goals, minimize turnover, and create conditions for positive and effective working relationships.

  • Implement internal Branch auditing procedures which properly control all negotiable items and company records held within the Branch. Such procedures must meet and may exceed those dictated by company policy.

  • Prepare and submit reports reflecting Branch activity and growth.

  • Investigate and resolve customer and employee inquiries and complaints.

  • Perform additional functions depending on market demand and branch staffing to provide consistent quality customer service. Other functions include but are not limited to:

  • Driving collections and payments through Bank’s Channels and platforms Driving ATM card sales through marketers when they are opening accounts

  • Encouraging existing customers to acquire bank card and use their accounts with Bridgeway as their primary account.

  • Come up with innovative cost-effective incentives and measures for customers to do the above Management of the banking floor.

  • Handling of float for daily expenses and tallying of said float.

  • Point of contact for the maintenance and dispatch workers.

  • Monitoring field agents for timely returns of proceeds for posting.


Qualifications



  • Bachelor’s Degree in a discipline such as Business, Accounting, Finance, Administration, Economics; or recent successful (within past three (3) years) completion of a lending training program or other closely aligned course of study.

  • Five additional years of related experience may be substituted for the Bachelor’s Degree and completion of a lending program.

  • Professional Qualification in ICAN/ACCA is an added advantage

  • Should have the CBN MCIB Certification or should be ready to obtain within 1 year.


Salary

N150,000 monthly.


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