• Application Deadline: Fri, 26 Jan 2024 00:00:00 GMT
• Position: Risk Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Responsibilities

• Analyze, review, and process credit requests for approval in line with the approval grid.


• Ensure 100% compliance with the Bank’s Credit Policies and Procedure


• Prioritize strict adherence to conditions precedent to drawdown and due diligence on documentation requirements on all transactions.


• Ensure the conduct of post-disbursement review of credit facilities.


• Collateral Management: Update the company’s collateral register for its loan assets for accuracy.


• Monitor and track the loan portfolio to ensure adherence to repayment milestones, covenants, and conditions and drive prompt repayment on all transactions.


• Conduct periodic portfolio review and report to the GH, Risk Management


• Monitoring of market risk and operational risk indicators to identify variances where applicable and ensure variances are minimized.


• Assist the GH, Risk Management in the product & policy development processes to ensure all inherent risks in the Bank’s product offerings are adequately dimensioned.


• Any other tasks that may be assigned by the GH, Risk Management

Qualifications

• Bachelor’s Degree in Business Administration, Finance, Business, Economics, Statistics, or a related field. Professional certifications are an added advantage.


• Minimum of 3 years of experience in risk analysis or a related field within the financial industry.


• Strong analytical skills with the ability to interpret complex data sets and trends.


• Excellent communication, presentation skills, and interpersonal skills to convey complex risk-related information to diverse audiences.


• Knowledge of regulatory requirements and compliance standards related to risk management.


• Ability to work collaboratively in a team environment and adapt to evolving priorities.


• Proficiency in risk assessment methodologies, statistical analysis tools, risk modeling techniques.

Attributes:

• Strategic thinker with a proactive approach to financial management.


• Strong leadership and team management abilities.


• Ability to thrive in a fast-paced and dynamic environment.


• Detail-oriented with a focus on accuracy and compliance.