• Application Deadline: Mon, 22 Jan 2024 00:00:00 GMT
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Description

To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks

• Manage lending limits


• Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring


• Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank


• Manage credit risk appetite (limits) by scrutinizing current portfolio exposures


• Keep portfolio current by reviewing at least once in a 12-month period Identify transaction specific risks including credit, taxation, accounting and legal


• Document findings for approval committee


• Act as a bridge between risk and business on contentious issues


• Remain objective and present both arguments and pros and cons Forecast, analyse financials and collate data


• Participate in meetings with senior stakeholders