• Application Deadline: Fri, 10 Jun 2022 00:00:00 GMT
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Abuja


• Job Field Finance / Accounting / Audit 
  


• Salary Range ₦100,000 - ₦150,000
  

Job Description

• Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.


• Conducting credit search from an approved Credit Bureau for facilities.


• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.


• Good knowledge of the bank’s products, policies and regulations.


• Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.


• Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.


• Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.


• Prepare reports about the degree of risk in lending money to clients.


• Analyze client records and using the data to recommend payment plans.


• Confer with credit associations and references to exchange credit information on clients.


• Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.


• Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.

Requirements

• Bachelor's Degree in in any discipline.


• At least 3 years of experience on a similar position.


• Professional qualification will be an added advantage.


• The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.

Salary

N70,000 - N150,000 monthly.