• Application Deadline: Thu, 30 Jun 2022 00:00:00 GMT
• Position: Head of Credit and Marketing ( Okitipupa)


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 7 years


• Location Ondo


• Job Field Banking 
  

Edgewood Consulting Limited is currently recruiting on behalf of a new Microfinance Bank licensed by the Central Bank of Nigeria located in Okitipupa environ, Ondo State.

Reporting to: The Managing Director.



Location: Okitipupa Environ, Ondo state.

Job requirements:

The Credit and Marketing Manager must possess:

• Minimum of B.sc in banking/Finance, Accounting or marketing (additional qualification or degree in any finance or business-related discipline may be an advantage).


• A minimum of five (7) years post-qualification experience out of which, at least three (4) must have been in the financial services industry.


• Evidence that the candidate possesses proven skills and competencies in practical Microfinance banking.


• Must be somebody very close to the grassroots leading the Credit and Business Development of the Microfinance Bank

Key Responsibilities:

• The Credit and Marketing Manager is responsible for Supervision of all Business Development initiatives.


• Provide effective leadership guidance in business development strategy


• Achieve overall profitability target of the microfinance bank


• Implement and execute regular sales activities to generate business


• Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.


• Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.


• Reduce liquidity risk by aggressively reducing dormant savings accounts.


• Ensure each loan disbursed are in compliance with FINCA lending procedures, policies and methodology.


• Inspect prospective client's business to ascertain its viability and assessment of collateral


• Write reports for granting of loan facility


• Monitor approved loans and continuously support and advise clients on good management practices


• Consistently adhere to regulatory standards

Core Competencies

• Professionalism, integrity and commitment to social mission of Micro-finance banking.


• Strong business acumen and knowledge of low income market


• Comprehensive knowledge of Micro-finance banking products, marketing and business development


• Sound knowledge of Micro-finance services, procedure, laws and regulations


• Strong analytical skills


• Knowledge of micro, small and medium enterprise market.


• Strong oral and written communication skills


• Strong general management and people skills