• Application Deadline:
• Position: Team Lead, Loan Portfolio Monitoring & Reporting


• Job Type Full Time


• Qualification BA/BSc/HND , MBA/MSc/MA


• Experience 5 years


• Location Lagos


• Job Field Banking  , Finance / Accounting / Audit 
  

Qualification:

• Bachelor’s degree minimum of 2:2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.

Experience:

• Minimum of 5 years on similar role

Reporting Relationships

• Functionally reports to the Group Heads, Administratively reports to the Divisional Head.

Certifications

• Any of the following: ACCA, CRMI, CIBN, PMP, ICAN

Job Objective(s)

• Provide management with up-to-date information and advice on portfolio quality, limits, mix, risk profile and yield.


• Proactively assist in managing risk/exposure for assigned portfolios ensuring compliance with Credit Policy and plans of action.

Duties & Responsibilities

• Track borrowing accounts to ensure that facilities run in line with approved (limits, pricing, turnover covenant, clean-up cycle, expiration, etc.)


• Review exception reports on accounts for escalation.


• Review monthly report on the directorate loan performance for management use.


• Review quarterly report of directorate’s loan book in line with prudential guidelines.


• Review accounts to be placed on watch list for CAC meetings based on observed warning signals / triggers.


•  Review transactions pre-disbursement on selected transactions


• Review inventory to ensure adequacy of product to cover exposure.


• Authorize release of stock after confirmation of payment and/or other conditions are in place.

Experience / Skills

• Must possess high level of integrity and dependability with a strong sense of urgency and results-orientation.


• Experience or knowledge about credit risk management.


• Must have experience monitoring risk and compliance across a group of diverse obligors.


• Good knowledge of Collateral Management of Export Commodities and Oil & Gas downstream operations


• Prior experience leading a minimum of 3 team members.


• Must possess deep and practical strategic thinking abilities and robust business acumen.


• Must be detailed yet with a strong appreciation for urgency (when necessary).


• Must possess leadership skills and the capacity to drive team members to achieve set priorities.


• Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.


• Strong and charismatic individual with solid pedigree and experience managing change and building high performing teams.


• Self-assured and internally motivated individual driven to succeed and make a difference.