• Application Deadline:
• Position: Team Lead, SME/Personal/Micro Lending


• Job Type Full Time


• Qualification BA/BSc/HND , MBA/MSc/MA


• Experience 8 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

The successful candidate will Lead a Sales team to sell assigned loan products and achieve set targets. He/she will lead, coach and manage a team, to help reach daily, weekly and monthly sales, service and productivity goals set by Management team.

Key Responsibilities:

• Build and drive a team of credible sales associates to help achieve assigned team targets


• Drive the sale of the loan products for the company by identifying key opportunities


• Directly responsible for the Team Target and ensure expectations are met


• Constant monitoring and review of loan portfolios to minimize risk


• Developing growth, sales and expansion strategies and plans to diversify and improve sales


• Managing and retaining relationships with existing clients


• Evaluate credit worthiness by processing loan applications and documentation as specified


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them periodically


• Complete loan contracts and counsel clients on policies and restrictions


• Update job knowledge on types of loans and other financial services


• Assess customer needs, explore all options to cross-sell and resell


• Develop referral networks and maintain relevant knowledge of industry


• Suggest alternate channels and cross - sell products and services to accomplish quotas