• Application Deadline: Sun, 24 Mar 2024 00:00:00 GMT
• Position: Sales Associates


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Summary

• We are looking for a Sales Associates to evaluate, authorize approval or deny loan applications for people or for business.


• You will act as liaison between customers and our organization, and you will help qualified applicants acquire loans in a timely manner.

Requirements

Job Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them


• Complete loan contracts and counsel clients on policies and restrictions


• Update job knowledge on types of loans and other financial services


• Maintain and update account records


• Assess customer needs, explore all options, and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas


• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Job Requirement

• Proven working experience as a Sales Officer


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices


• Excellent communication and interpersonal skills


• Customer satisfaction orientation and sales competencies


• Ability to work in a goal-oriented environment


• BSc. degree in finance, marketing, economics, or a related field


• Excellent communication, influencing and negotiation skills

Person Specification

• Results-orientated and pragmatic with exceptional quantitative and analytical ability and attention to detail


• Driven, independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities


• High level of integrity and dependability with a strong sense of urgency.


• A focus on execution. Willing and able to get hands dirty.


• Flexibility to roll up your sleeves and attack problems and projects as they arise, where you will need to set out a clear structure, method and outcomes yourself


• Ability to create effective working partnerships with senior leaders, challenge the thinking of others in respectful and thoughtful ways, influence upwards.


• Big picture thinker, a “never settle’ mindset.