• Application Deadline:
• Position: Assistant Banking Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 years


• Location Abuja


• Job Field Banking 
  

ESSENTIAL JOB RESPONSIBILITIES

• Sourcing of SME clients for both deposits & loans in line with set targets.


• Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.


• Packaging of customers’ credit requests


• Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.


• Ensure credits are packaged in line with credit policies & procedures of the bank.


• Ensure credits are within the bank’s obligor limit


• Rendering financial advice to clients


• Rendering weekly & monthly reports to the management


• Ensure proper KYC are conducted on customers


• Monitoring the loan portfolio and follow up on repayment.


• Carry the entire operation and execution from loan approval to legal to disbursement.


• Monitor the client relations and payment schedule.


• Partner with possible institutions to help better serve our client requirement and get business.


• Understand the client need & design communication for them.


• Design Products suitable to market and client’s requirement in coordination and supervision of Head – SME.


• Study competitor and do product benchmarking.


• Maintain and manage the cordial relationship with stakeholders through client servicing.


• Recommending Cases to put up for appraisal


• Recommending New Product Design


• Recommending Institutional Tie-ups


• Evaluation of Financials of prospecting firms/customers


• Market research activities


• Provide feedback to senior management, marketing and product management on customer’s needs and the efficiency of marketing strategies and tactics. 


• Responsible for delivering a service to customers that matches the Bank’s brand promise of being “the Right Partner”.

ESSENTIAL JOB REQUIREMENTS

• Bachelor’s degree from a reputable institution with at least 5 years related experience.


• Advance knowledge of the Microfinance and/or Banking industry and related state or banking compliance regulations, banking law, etc. is a must


• High level of numeracy to evaluate complex statistical financial information is required


• Strong managerial, business development, analytical and research skills


• Strong leadership qualities with a proactive, results- oriented and a positive “can do” disposition


• Excellent oral, written communication and presentation skills


• Must possess good knowledge in results-based management systems (RBMS)


• Excellent computer skills in the use of Microsoft office suite and working knowledge of banking software.