• Application Deadline:
• Position: Verification Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Responsibilities

• Confirm the ownership of the business (neighbor reference)


• Confirm the business activity is correctly stated


• During visitation, ensure clients' shop and business address correspond with what is documented in the file; The address verification should be comprehensive and detailed, where possible sketch how to locate said address. Things like landmarks, and popular name amongst others should be infused into report.


• Review the value of clients’ goods in the shop/home to ensure that proper evaluation was conducted before presentation for approval


• Is the stock sighted in the shop /home worth the loan amount disbursed?


• Ensure that the compulsory deposits by clients are credited into their accounts. This can be done by checking clients’ accounts on bank-one before or after disbursement of the loan.


• Compulsory deposit – 10% or 5% and 2% fee for other charges


• During client visitation, ensure customers’ balances are confirmed with them if they are met in shops in order to possibly uncover any cash suppression perpetrated by field/collections officers


• Confirm from delinquent customers the reason for non-repayment (delinquent loan).


• Where necessary, obtain response of the Account officer on your findings


• Note observations appropriately


• Perform other task as assigned by Head, Audit & Compliance.


• Conduct detailed background checks of champions and their guarantors


• Timely follow-up and closure of assigned verification checks.


• Delivery of confidential documents.


• Ensure the champion's data and reports are complete, accurate, and consistent.


• Conduct verification on matters entrusted within the sales team


• Gather information and evidence through face-to-face interviews


• Gather recorded statements and documentation


• Organize all the collected data and information.


• Expected to write visitation reports.

Qualifications

• Candidates should possess a Bachelor's Degree in Social Sciences.


• 3+ years of relevant experience.

Must have skills:

• High level of initiative.


• Strong interpersonal skills


• Attention to detail


• Analytical Skills

Good to have skills:

• Strong oral and written communication