• Application Deadline: Tue, 30 Apr 2024 00:00:00 GMT
• Position: Risk Management Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Objective

• To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies, and procedures to mitigate the bank’s risk exposure.


• This is largely achieved as they coordinate the activities of the regional monitoring teams.

Job Description

• Evaluate customers' loan applications in line with the bank's credit policy.


• Identify critical risks in credit requests and provide advice on how requests canbe restructured in line with the bank’s risk appetite.


• Has relevant experience in analyzing consumer and SME loans.


• Organization of credit committee.


• Portfolio management & reporting.


• Create innovative credit evaluation processes and systems.


• Evaluate clients for creditworthiness based on our internal risk models & their application information.


• Weed out fraudulent applications, and unreliable applicants.


• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.


• Continuously ensure alignment/compliance with the credit risk management framework.


• Continuously analyze and recommend improvement on credit risk management framework, processes, and systems.