Job Description
Job Description
- As a Client Service Manager in Personal Banking, you’ll take a lead role in delivering an outstanding experience to our retail customers.
- You’ll acquire, manage, retain meaningful relationships with our customers, using your financial knowledge to offer thoughtful solutions to help address their financial needs
Responsibilities
- Identify, build and deepen relationships to gain incremental market share of the business segment through the use of financial planning and excellent discovery and profiling skills.
- Anticipate the complex financial needs of the client and offer solutions through a wide range of products, services and tools based on client profiling and suitability assessments
- Draw up work schedules for identifying and marketing prospective customers
- Structure credit facilities to address customers’ needs and prepare/review credit proposals with the Regional Sales Manager
- Monitor and ensure customers’ compliance with credit agreements
- Partner with Analysts to assist with the preparation of client presentations, relationship reviews, credit reviews, and client portfolio.
- Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank
- Monitor the unit’s performance against monthly/quarterly/annual plans
- Ensure the timely resolution and client satisfaction on all financial and operational inquiries and investigations and escalations
- Provide on-the job training for Account Officers
- Prepare and present the team’s Monthly Profitability Report (MPR) to the Group
- Perform other duties as may be assigned by the Regional Sales Manager
Desired Skills
- A good First Degree in any discipline. Relevant Masters’ degree will be an advantage
- Typically, a minimum of 4 years’ financial services experience with focus on Retail banking related experience
- A recognized professional certification will be an added advantage
- Knowledge of credit and the credit approval process; able to work with business and risk officers, product partners and clients on credit requests and issues
- Good analytical aptitude and proven ability to learn and exert sound judgment
- Consistently demonstrate strong attention to detail and follow-up skills
- Ability to be client focused and results oriented
- Proven planning, negotiation and organizational skills; able to prioritize and manage multiple client requests
- Excellent verbal and written communication skills
- Consistently demonstrate a professional attitude
- Knowledge of retail products is a plus
What We Offer You in Return
- Competitive pay that surpasses industry and matches global standards
- Career Growth
- Merit driven performance management system
- Adequate training and development to help improve your knowledge.
- Employee recognition based on Performance