• Application Deadline: Wed, 10 Apr 2024 00:00:00 GMT
• Position: Relationship Manager


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 3 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Duties and Responsibilities

• Prospect new SME clients and assist them for loan applications.


• Analyse and interpret financial statements to make informed business decisions as regards a borrower - viability, capacity to repay


• Deposit Mobilisation and retention via prospecting, converting new prospects and managing existing relationship


• Grow customer base through customer acquisition via the sale of bank products


• Driving liability balances on accounts within their portfolio


• Cross-sell electronic products for ease of transacting


• Participate in market storms, event and door-to-door marketing


• Provide daily/weekly sales report


• Attendance of weekly/monthly performance review


• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.


• Prepares and arranges documentation for approval and disbursement of loan.


• Maintain contact and maintain good relationships with clients.


• Ensure full compliance with all in-place.


• Any other task as assigned by the Head of Department.

Skills and Specifications

• Bachelor's degree in Banking & Finance or Accounting


• At least 2 - 3 years prior experience in the credit/SME department from a Microfinance bank.


• Organisational and time management skills.


• Ability to work effectively in a team environment.


• Negotiation and internal relationship building.


• Sound written and verbal English communication skills.


• Advanced computer skills (MS Word, Excel, PowerPoint).


• Analysis and reporting skills.


• Problem-solving and decision-making.

Requirements:

• Good understanding of business processes.


• Ability to communicate and maintain good relations with the client.


• Good presentation skills and excellent courteous attitude; social concern.


• Ability to work in confidentiality; ability to work in the field.