• Application Deadline:
• Position: Underwriting Executive


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Rivers


• Job Field Customer Care 
  

Job Summary

• The Underwriting Executive must be able to Underwrite the credit worthiness of customers in other to mitigate the overall risk of the company.

Duties and Responsibilites

• Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.


• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.


• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.


• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery as assigned by HOD.


• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.


• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.


• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.


• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.


• Conducting credit search (CRS & CRC Report) on credit bureau database.


• Conducting Email Verification & preparing Transaction Consummation Report.


• Reviewing transactions for final checklist and approval.

Qualifications

• Interested candidates should possess a Bachelor's Degree with at least 3 years experience.

Job Knowledge:

• Must be abreast with the current reporting standard.


• Ability to interpret financial statement.

Skills/Competencies:

• Must be analytical.


• Must be technologically savvy


• Sound knowledge of Excel.


• High level of meticulousness is needed.