• Application Deadline:
• Position: Relationship Officer (SME)


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 5 years


• Location Lagos


• Job Field Banking 
  

Job Description

• Market loan products and process loan applications for SME Customers.


• Drive liabilities from bank customers.


• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.


• Determine all applicable ratios and metrics and set up loan payment plans.


• Conducting loan analysis by visiting the business and household of clients .


• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.


• Presenting loan proposals to the credit units and informing the client about the decision of the credit units.


• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs


• Ensuring high quality standards of the bank’s credit portfolio.


• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc or its equivalent in Marketing or related field.


• Minimum of 3 yearscognate experience from a reputable Microfinance Bank.


• Good knowledge of Lagos markets.


• Ability to disburse SME Loans in large volumes without default.