• Application Deadline:
• Position: Head of Credit & Marketing


• Job Type Full Time


• Qualification BA/BSc/HND , MBA/MSc/MA


• Experience 5 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Description

• The role holder reports to the Managing Director, and direct reports the Asset Creation Division.


• He or she is responsible for the entire credit generating and asset creation management process and the application of the Credit Policy Manual and the monitoring of approved and disbursed facilities.

Qualifications

• A Bachelor's Degree in Management or any related discipline.


• A postgraduate is required.


• A Professional Certificate(s) is required.


• A minimum of 5 years’ experience and excellent understanding of the job and industry.


• Good track record of performance.


• Goal oriented and pays attention to details.


• Excellent Analytical skills.


• Possess the capacity to deliver on target.

Requirements:

• Engage in the company’s mission and vision by maintaining the departmental structure sufficiency to meet the Company’s Credit goals and guide the members to achieve the set objectives.


• Ensure effective marketing of company products of team members and creation of good bankable assets to achieve company’s objective and department budget.


• Ensure team members comply with the credit policy manual.


• Effectively monitors the created risks asset and ensures the prompt meeting of the management credit committee weekly.


• Properly document minutes of management of credit committee’s meeting.


• Coordinate the development of employee welfare of the department in respect to training, effective job distribution, annual leave, appraisals etc.


• Ensure weekly meeting of the department staff on planning, discussion of new credits and review of existing risk.


• Ensure effective monitoring of loan classifications.


• Coordinate proper monthly calculation and review of certain rations against benchmark.


• Ensure department is fully involved in recovery of delinquent accounts.


• Manage relationship with Credit Reporting Agencies and ensure adequate reports are submitted to Credit Bureaus.


• Ensure all annual regulatory standard of Board of Credit Committee meetings are met.


• Ensure the weekly review of Credit and Administration memo by marketers.


• Ensure timely sign off on all approved credits before disbursement on all restructured loans.


• Effectively monitors all pending obligations and contact the concerned clients.


• Assist the Managing Director in the day to day activities of the company.