• Application Deadline: Mon, 27 Jun 2022 00:00:00 GMT
• Position: Credit Control Offer Letter Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 3 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Description

• Review of advice of credit conditions form (3800b) and issuance of offer letter


• Review credit approval/credit decisions (F3800B) and sign-off N500million and below with Credit Analyst together with terms/conditions and transaction dynamics (if any).


• Review and confirm that approvals are in line with the Bank’s credit policies and regulatory provisions.


• Generate Offer Letters for all approved credits from Credit Analysis and Processing Unit (Head Office approvals)


• Receive/maintain accurate record of Credit Approval Memorandum (CAMs) from CAP, RMD, CAM and Credit Secretariat.


• Creation of credit files for the Bank’s customers (both physical and electronic)


• Ensure that customers’ credit file (both electronic and physical copies) are up to date


• Render management reports as required

Requirements

Education:

• Minimum Education: First Degree in law or any field plus additional qualification in business related discipline.

Experience:

• Minimum experience:  2 - 3 years banking experience.

Key Competency Requirements

Knowledge:

• Bank’s Products dynamics & offerings


• Banking structure, policies and procedures


• Banking industry knowledge and trend


• Basic Financial planning and analysis


• Use of banking application


• Core Business Processes


• Data Gathering and Analysis


• Regulatory Compliance


• Banking Operations


• Extensive knowledge of First Bank’s services/products


• Relationship management


• Basic Credit knowledge.

Skill/Competencies

• Excellent Interpersonal skills


• Effective communications skills (written and oral)


• Must be self- solution driven, proactive and have acceptable knowledge of the business environment


• Adequate attention to details


• Reasoning and analytical skills


• Customer relationship management


• Internal customer relationship Management


• Good knowledge of credit documentation


• Excellent presentation skill


• People management & development skill


• Enjoy networking and alliance building.