• Application Deadline:
• Position: Senior SME Relationship Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 4 years


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Main Responsibilities

• Source for microfinance SME clients in identified market zones.


• Creation of quality risk assets above N15,000,000.00


• Evaluate customers’ business cash flow.


• Analysis customer’s repayment capacity and financial soundness.


• Put together a good credit write up.


• Conduct loan appraisals and collect detailed information (personal, business, and guaranties) when opening new loan accounts.


• Ensure proper KYC is conducted on customers.


• Render financial advice to customers and maintain good relationships with all customers


• Ensure full compliance with Addosser MFB policies while observing operational excellence


• Ensure all loan requirements inclusive of charges are properly communicated to clients and documentation are duly completed, executed & submitted.


• Verification of guarantors of loan customers before submission of loan requests.


• Monitoring the loan portfolio and follows up on repayment – ensuring the cheques for repayments are presented on due dates.


• Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes & Experience

• HND / University Degree in Banking, Accounting, Economics or other related field.


• At least 4 years’ experience in a Micro Finance Institution.


• Good understanding of business process.


• Hardworking, committed, ability to communicate and a self- motivated person.


• Excellent interpersonal & numerical skills.


• Excellent team player.